Need an appraisal in McCall or Valley County?

See the top seven reasons why ID homeowners use Davis Appraisal Services, LLC.:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Valley county's assessment of your propertyworth
  3. Remove PMI to cut your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a ID divorce, when property needs to be divided
  7. Settle an estate in ID by determining the true market value of property in question

Need help deciding the price of your home in or near McCall, ID?
Contact Davis Appraisal Services, LLC..

At Davis Appraisal Services, LLC., we understand the unique needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Davis Appraisal Services, LLC., we're seasoned in helping people just like you rid themselves of unnecessary PMI insurance.

Challenging Valley county's assessment of your property

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting a professional appraisal from Davis Appraisal Services, LLC. is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Davis Appraisal Services, LLC. can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.